Lending solutions.

We bring our historical leadership in digital lending to financial institutions wishing to launch a credit product or transform all or part of their value chain.

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Designed for Financial Institutions.


Revamping the UX standards of the lending industry to meet the next-gen expectations.


Leveraging all the tremendous opportunities of AI and data to make better, faster decisions.

Legacy is dead.

Bringing your projects to live in weeks, not in years thanks to our 100% cloud-based solution.

What do we brings to our partners ?

  • Front & UX. Customers can fill out the form, sign their documents and upload their credentials directly from their smartphone
  • Risk & Pricing. Hollistic decision engine leveraging on open banking data, equiped with anti-fraud arsenal and advanced credit scoring
  • Application processing. Proprietary middle office tools to at the hand of operational team to optimize, review and decide applications
  • Core Banking. Finance back-office flows including fund disbursal, direct debits and loan servicing
  • Group 71
    Customer care. for the full credit lifecycle, including collection activities

How we do it.

We jointly design the solution
that fits your needs
API-based seamless
Experienced team
Long term partnership
with continuous evolutions
Time to delivery
Projects delivered in record time
Certified processes
of an ECB-licensed bank

Success stories.

« The delivery was done very smoothly between Younited teams in Paris and N26 teams in Berlin. As European fintechs, our common DNA has allowed us to discuss easily and launch a product within 3 months »

Jeremie Rosselli – General Manager France & Benelux

We have been working with fintechs for a long time. We wanted to find a good actor. Younited offers the most advanced offering on the market. We have partnered with them to benefit from their technology.

Grégory Guermonprez – French director

This is the only digital lending platform who can absorb high volumes while performing a good credit scoring, and they are able to make it available to partner

Arnaud Caudoux – Deputy CEO