What we do:
Instant Credit

We offer Instant Credit throughout the customer journey, shopping or banking, online or in-store, with a single Younited customer experience.
Up to €50,000. Up to 84 months to repay. Instantly.

Bring your
project to life with
instant credit

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Shop with
instant
credit

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Instant credit
for digital
banking

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Optimize your
budget with
Younited Coach

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Bring your project to life with instant credit
.

Refurbish your home
You want to refurbish your home.
Younited Credit
Apply for instant credit on Younited’s e-credit platform.  Select the amount and the repayment schedule.
Instant Credit
Get an INSTANT YES from Younited and receive the funds in your bank account.
Happy Customer
You are now a happy Younited customer and will repay your credit over time with Younited.
Transparent

No hidden costs. 100% of our customers benefit from a fixed rate loan, with a fixed repayment term.

Simple

A 100% online process with the latest innovation to simplify your application.

Instant

We provide an answer instantly and make funds available in record time.

Younited Credit

Shop with instant credit
.

Buy a smartphone
You want to buy a new smartphone online.
Shopping Online
At checkout on the e-shop, you choose Younited to pay for your smartphone. You select the repayment schedule.
Instant Credit
You get an INSTANT YES from Younited and Younited pays for your smartphone.
Happy Customer
You are now a happy Younited customer and will repay your credit over time with Younited.
Pay

Choose Younited to buy now and repay overtime over up to 84 months.

Simply

Fully embedded into your favourite e-shop, a 100% online process.

Instantly

We provide an answer instantly and make payment for you.

For E-merchant Partners

Instant credit for digital banking
.

Change for an electric car
You want to get credit from your neobank to change for an electric car.
Digital Banking
On your neobank app, apply for an instant e-credit with Younited. Select the amount and the repayment schedule.
Instant Credit
Get an INSTANT YES from Younited and receive the funds directly in your e-banking account.
Happy Customer
You are now a happy Younited customer and will repay your credit over time with Younited.
Transparent

No hidden costs. 100% of our customers benefit from a fixed rate loan, with a fixed repayment term.

Simple

Fully embedded into your digital bank, a 100% online process with the latest innovation to simplify your application.

Instant

We provide an answer instantly and make funds available in record time in your e-banking account.

For Digital Bank Partners

Benefit from our bank account analysis expertise to reduce your monthly expenses and discover our budget optimization tips.

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Analyze your expenses

We conduct a precise analysis of your expenses to identify savings opportunities (insurance, bank fees, energy…).

Simple
& free

A 100% online process
with no cost at all.

Save money

We help you reduce your monthly expenses and save money on your bills!