Instant Credit:
Lending solutions

Launch your credit product, transform your value chain and deliver seamless credit within weeks.
Designed for digital banking and next gen financial services.

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Join the instant credit revolution.

Superior user-experience.

Seamless customer journey, fully embedded into your digital banking experience.

Cloud-based fast integration.

Go live within weeks with our 100% cloud-based solution.

Data driven.

AI technology and best-in class data processing to make better, faster decisions.

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Full Credit lifecycle.

We manage the full credit life cycle, including collections.

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What do we bring to our partners ?

  • Front & UX. Customers fill out their application, upload documents and sign their contract on their smartphone
  • Risk & Pricing. AI-powered advanced credit scoring, anti-fraud arsenal and open banking technology
  • Application processing. Flexible proprietary tools to review and approve applications
  • Core credit. Covering all back-office processes, including credit servicing
  • Group 71
    Customer care. Delivering superior customer service throughout the full credit lifecycle

How we do it.

We jointly design the solution
that fits your needs
API-based seamless
integration
Robust & scalable infrastructure
Long term partnership
Time to delivery
Projects delivered in record time
Best in class governance
ECB credit institution license

Success stories.

N26 French General Manager interview
In-App UX – Video demo

Business Case

How did we enable N26, a leading european neobank,  to launch a credit offer in a few weeks

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« The delivery was done very smoothly between Younited teams in Paris and N26 teams in Berlin. As European fintechs, our common DNA has allowed us to discuss easily and launch a product within 3 months »

Jeremie Rosselli – General Manager France & Benelux
In-App UX – Video Demo
Interview of Lydia’s CEO

Business Case

Showcase of our CaaS lead gen product tailored for a leading digital bank

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We have been working with fintechs for a long time. We wanted to find a good actor. Younited offers the most advanced offering on the market. We have partnered with them to benefit from their technology.

Grégory Guermonprez – French director
UX demo
Demo

This is the only digital lending platform who can absorb high volumes while performing a good credit scoring, and they are able to make it available to partner

Arnaud Caudoux – Deputy CEO
Cross Interview
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UX – Demo