About Younited

We offer Instant Credit throughout the customer journey, shopping or banking, online or in-store, with a single Younited customer experience.
Up to €50,000. Up to 84 months to repay. Instantly.

We lead the instant credit revolution.

We constantly innovate to allow everyone to access simple, transparent credit to bring their projects to life. Instantly.

Our story.
  • 2021.

    • Reached the €3bn milestone in cumulative GMV (Gross Merchandise Value)
    • 50% of our GMV is made out of France.
    • Goldman Sachs Asset Management & Bridgepoint lead new capital raise.

  • 2020.

    • Launch in Germany.
    • Reached the €2bn milestone in cumulative GMV (Gross Merchandise Value).
    • Major partnership with the French sovereign fund for economic support plan during COVID.
    • Confirmed leadership in technology via Partnerships with key retailers supporting the launch of Microsoft’s new Xbox and of selected Apple Premium Resellers.

  • 2019.

    Establish leadership in Telco via key partnership with Iliad-Free for the launch of the Freebox Delta.

  • 2018.

    • Launch in Portugal.
    • Reached €1bn in cumulative GMV.

  • 2017.

    • Launch in Spain.
    • Bpifrance Large Venture joining as shareholder.

  • 2016.

    • Launch in Italy.

  • 2013-2015.

    • 2013 : Adevinta joining as shareholder.
    • 2015 : Eurazeo Growth joining as shareholder.

  • 2012.

    • Official launch of an online lending platform in France.
    • AG2R LA MONDIALE joining as shareholder.

  • 2011.

    • Authorized and regulated as an ECB Credit Institution.
    • Credit Mutuel Arkéa joining as shareholder.

Younited at a glance.
EUR 2.2bn
Global Merchandise Value expected in 2022
4.8/5 Trustpilot Score
One of the highest customer satisfaction rate among tech companies
#1 in Electronics & telcos, #1 with Neobanks
The partner of choice for global brands, e-merchants and neobanks
130%
Gross Merchandise Value Growth expected in 2022
€1,500 average credit size
Focus on high ticket items
Plug & Play technology
Scalable model accross partners platforms and countries
1 million
Happy Customers
80% of the European market by 2025
Up from 60% today
50% of GMV made out of France
Leader status in 5 countries in only 5 years
#1 in Electronics & telcos, #1 with Neobanks
The partner of choice for e-merchants, marketplaces and global brands
Plug & Play technology
Scalable model accross partners platforms and countries
50% of GMV made out of France
Leader status in 5 countries in only 5 years

Our co-founders.

Charles Egly Chief Executive Officer
Geoffroy Guigou Chief Operating Officer

Our executive management team.

Xavier Pierart Chief Financial Officer
François de Bodinat Chief Product Officer
Stéphane Alizon Chief Technology Officer
Tommaso Gamaleri Head of Europe
Vigdis Flaten Chief People Officer
Romain Mazoué Chief Risk & Data Officer
Marie Renaudin Managing Director France
Michael Herschlein CEO Germany
Stefano Pisciteli Managing Director Italy
Xavier Pallas CEO Spain & Portugal
Alexandra Solnik Chief Capital Markets Officer
Frédéric Chaignon Debt Capital Markets
Solène Claoué Chief Brand Officer
Pierre-Marin Campenon Managing Director Partnerships

Our shareholders.