About Younited

Making your projects real. Safe & Simple.

We want to transform the banking system to make it less complex and more transparent.

We aim to do that through constant innovation leveraging the latest in tech and data to provide best-in-class client experience.

Our story.

2011.
• Authorized and regulated as an ECB Credit Institution by the ACPR*.
• Credit Mutuel Arkéa joining as shareholder.
2012.
• Official launch of “Prêt d’Union” as an online lending platform in France.
• AG2R LA MONDIALE joining as shareholder.
2013 – 2015.
• 2013 : Adevinta joining as shareholder.

• 2015 : Eurazeo Growth joining as shareholder.
2016.
• Rebranding as “Younited Credit”
• Launch in Italy.
2017.
• Launch in Spain
• Bpifrance Large Venture & Matmut Innovation joining as shareholders.
2018.
• Launch in Portugal
• First deployment of our Banking-as-a-Service solutions supporting N26 in France, Iliad-Free with the launch of the Freebox Delta and ConTe.it in Italy.
2019.
Younited’s first public Asset Backed Securitization transaction (Youni2019-1). First marketplace transaction to achieve Aaa/AAA on its senior tranche from rating agencies Moodys and S&Ps.
2020.
• Launch in Germany
• Major partnership with Bpifrance to contribute to the French government economic support plan during COVID
• Partnerships with key retailers supporting the launch of Microsoft’s new Xbox and of selected Apple Premium Resellers.
2021.
• Significant partnership with Orange Bank
• Goldman Sachs Asset Management & Bridgepoint joining as shareholders.
• Launch of Younited Pay