Instant Credit
for the e-economy

Younited is the leading Instant Credit provider in Europe.
Constant innovation, cutting-edge technology and exceptional user experience have allowed over 1 million customers to access instantaneous, simple, transparent credit to refurbish their home, go on holiday or buy a new smartphone.
Up to €50,000. Up to 84 months to repay. Instantly.

Younited at a glance.
EUR 1.7bn
Gross Merchandise Value expected in 2022
4.8/5 Trustpilot Score
One of the highest customer satisfaction rate among tech companies
#1 in Electronics & telcos, #1 with Neobanks
The partner of choice for global brands, e-merchants and neobanks
80%
Gross Merchandise Value Growth expected in 2022
€1,500 average credit size
Focus on high ticket items
Plug & Play technology
Scalable model accross partners platforms and countries
1 million
Happy Customers
80% of the European market by 2025
Up from 60% today
50% of GMV made out of France
Leader status in 5 countries in only 5 years
#1 in Electronics & telcos, #1 with Neobanks
The partner of choice for e-merchants, marketplaces and global brands
Plug & Play technology
Scalable model accross partners platforms and countries
50% of GMV made out of France
Leader status in 5 countries in only 5 years

E-commerce, E-finance, E-Credit: behavioral shifts fueled by user-experience.

Younited’s hypergrowth is fueled by powerful behavioral shifts shaping the e-economy: e-commerce, e-banking and e-credit. With Younited, instant credit is simple and available throughout the customer journey, shopping or banking, online or in-store, with a single Younited customer experience.

The largest, fastest-growing instant credit provider in Europe.

Today, Younited is the only pan-European digital native credit provider of scale serving customers in 5 countries: France, Germany, Italy, Spain and Portugal. Our growth is only accelerating and by 2025, we will serve 80% of the European market.

Our strategic regulatory positioning is a powerful growth catalyst.

Our ability to deploy our instant credit technology across Europe is boosted by our strategic regulatory positioning: One single credit regulation across European countries has allowed us to open and achieve leader status in 5 countries in just 5 years.

The partner of choice for global brands, e-merchants and neobanks.

Our Plug & Play technology allows global brands and e-merchants to boost sales by offering an instant credit solution at checkout, whether online or in-store. Neobanks and e-banking players integrate our instant credit solutions to broaden the range and quality of services offered to their customers.

A single Younited customer experience building a community and driving recurring business.

We have one of the highest customer satisfaction rate in Europe with 4.8/5 TrustPilot score. Our superior user experience is a key driver of our success. Customers come back to us, whether they got instant credit directly with us or via our partners’ points of sale.

A sustainable credit strategy fostering financial empowerement and well-being.

Younited Coach uses Artifical Intelligence to coach customers on their personal finance journey. It is a powerful engagement tool for our community and an important pillar of our sustainable credit strategy.
At Younited, we are also determined to contribute to financial inclusion by extending instant credit to freelancers and part-timers who represent a very large part of the Future of Work.

The leading instant credit provider in Europe